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The HOLM Stretch | March 7, 2025
Chris Holm & Associates
We want you to know that our team is unique in the way we chose to approach real estate here in the North Okanagan. We are a true real estate co...
We want you to know that our team is unique in the way we chose to approach real estate here in the North Okanagan. We are a true real estate co...
Thanks for stopping by!
One week into March and the new listings are flooding onto the market!
Thinking of selling before your mortgage term ends? Read this first.
Selling your home before your mortgage term is up? It’s important to know what that means for your finances. While there can be penalties, in the right situation, it might still be the best move. Here’s what to consider:
🔹 Mortgage penalties – Most closed mortgages come with a prepayment penalty, plus potential administrative, appraisal, and discharge fees. If you received a cash-back incentive or line of credit, you may need to repay that too.
🔹 Interest rate savings – If mortgage rates have dropped, breaking your mortgage could help you secure a lower rate for your next home. Just make sure the savings outweigh the penalties.
🔹 Blend-and-Extend option – Some lenders let you combine your current mortgage rate with a new one, potentially avoiding penalties. Not all lenders offer this, so it’s worth checking with your provider.
🔹 Your home equity – If your home’s value has gone up, your equity might help offset some of the costs of an early sale.
Every situation is different, so before making a move, it’s best to get all the facts. If you have questions, just reply—we’d be happy to help!
Talk soon,
CHRIS, PATRIC, JULIE, JASMINE, KRISTI & BRELL
Scroll down for our regular real estate and community features.
P.S. Curious about how much equity you’ve built? Reach out with your address, and we’ll put together a home value report for you.
In North Okanagan Real Estate
As of the morning of Friday March 7, there are 734 homes showing as active listings here in North Okanagan. On February 28, there were 691 homes active.
Sales ranged from $110,000. to $1,510,000. Days to sell ranged from 9 to 302. 22 listings expired, 8 were cancelled.
25 prices were reduced over the last week.
Scroll down for our market recap for Vernon, Armstrong, and Coldstream real estate activity in the last 7 days.
$110,000.
Low Sale
102
New Listings
$1,510,000.
High Sale
30
Listings Sold
JUST LISTED
Armstrong BC Real Estate | 2650 Colony Street
Explore this 6 Bedroom 4 bath home in the heart of Armstrong....
Spallumcheen BC Real Estate |1618 Simons Road
Custom 3 bed 3 bath home in Spallumcheen on small acreage....
JUST SOLD
Enderby BC Real Estate | 82 Twin Lakes Road
SOLD!! This 3 bedroom 3 bath home on 5+ acres outside Enderby is just finished constructi...
ICYMI...
OUR FAVES
WHAT'S HAPPENING?
WHAT ELSE WE ARE TALKING ABOUT
This is your brain on spring.
Did you know that significant milestones on the calendar can have a profound psychological effect?These are things like the start of a new year or the changing of the seasons.It’s called the “fresh start effect,” and it’s one of the reasons spring is such an important period for the real estate market.This combined with other factors like:
- More light
- Better weather
- Academic and professional calendars
- FOMO
…can seriously influence the way you make decisions about your next home purchase.Want more info on how the psychology of the season can affect your house hunting goals—and how to make it work to your advantage?
The Psychology of House Hunting: How March Can Shape Your Decision
Learn how the psychology of house hunting in March can affect your spring homebuying jour...
Exciting NEW Donation-Based Community Class with Celena Winters! 
When: Thursday, March 13th, 1:30-2:30pm
Where: One Yoga Vernon
What: A FREE Hatha Yoga class led by an inspiring New Yoga Teacher Graduate!
It’s FREE, but we ask for a cash donation to support the incredible Kal Rotary Starfish Backpack Program, helping kids in need! 
Ready to practice with us?
Sign up NOW at: www.oneyogavernon.com
💐 Happy International Women’s Day from Jasmine, Julie & Kristi! 💐
Today, we’re celebrating all the incredible women who inspire us—right here in the North Okanagan and across the globe. 🌍💖
To the strong, driven, and fearless women we work with and learn from every day—thank you for lifting us up and showing us the power of collaboration, resilience, and kindness. 🙌 Whether you’re a mother, a business owner, a community leader, or a friend, you each play an important role in shaping our lives and the world around us. 💫
Here’s to the women breaking barriers, making history, and inspiring future generations. We’re proud to be a part of this amazing network of women and to cheer you on, today and every day. 💪
#InternationalWomensDay #WomenInspire #NorthOkanaganWomen #EmpoweredWomen #StrongWomen #WomenSupportingWomen
MAKING TRACKS
Arrival of March signals the start of a new cycling year - Making Tracks
March. Warm temperatures. Sunshine. Blue skies. Time to dust off the bike....
WEEKLY REAL ESTATE REPORT
Armstrong BC Real Estate Recap
A look at Armstrong Spallumcheen Market Activity for the last 7 days.
11
New Listings
2
Listings Sold
0
Price Up
1
Price Down
Vernon BC Real Estate Recap
A look at the Vernon market activity in the last 7 days
68
New Listings
22
Listings Sold
0
Price Up
21
Price Down
Coldstream BC Real Estate Recap
A look at Coldstream market activity over the last 7 days
8
New Listings
3
Listings Sold
0
Price Up
1
Price Down